It is advisable to purchase software for your computer to keep track of your finances. Here is a FREE accounting software.
After payments on your debts make sure you record them just in case you need to verify payment at a later date.
Schedule payments to your accounts several days ahead of the due date. This should ensure there will be no late payment.
If your debt payments are more than your monthly income you will get into debt and not able to save.
Make sure you check your credit report at least once a year to see if there are discrepancies.
Make a plan to pay your mortgage loan off as soon as possible. If possible, get a short term loan for 15 years.
Credit cards are to be used as tools to help your credit. Do not depend on credit cards as a source of income as many do.
You should create a saving account so it will allow you to have funds to be used for emergencies or unexpected bills.
If finances are too hard to take care of let us do it for you. Let us make and save payments, statements and keep a financial order.
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